Dear Shareholders and Clients,

We look forward to exploring the bright future at a steady pace, for which we
rely on a visionary business strategy and expert management skilled in selecting
outstanding investment opportunities that provide real and rewarding returns.
Notwithstanding the difficult circumstances that the Kingdom and the world have
faced during the last two years (Covid-19 pandemic), the Company has been
capable of continuing to build its business by virtue of its extraordinary adaptability
and the prior strategic planning it has undertaken since its inception. This has
been achievable by virtue of our strategic planning, which guarantees that our
The company is integrally prepared to cope with any emergency scenarios that come
up in life and the markets in general and has boosted the Company's financial
strength and balanced performance.
On the other hand, the Company is moving forward continuously to attract the
best expertise and unique professional competences to support the process
of contributions and development, which consequently help in achieving many
successes and enhancing the level of profits and cash management in order to
generate strong financial returns on our shareholders' investments as well as the
capacity to invest assets with less risk. Preserving balance and diversity in all facets
of the Company's operations and the appropriate proportion between our resources
have been reflected in high performance metrics at all levels. We also promote
and support self-financing, as well as the use of a reasonable and low proportion of
loans, relying on the solid asset base that the Company owns while adhering to the
financial and operational correlation both professionally and efficiently.
I am delighted to point out here that we have taken a significant stride in our
preparations to list the Company on the Saudi Stock Exchange, which will enhance
the company's strength in the local and regional markets. Moreover, since we
are fully conscious of our obligations to our clients, our shareholders, and the
In the community in which we live, we consistently uphold the values of accountability,
transparency, and social responsibility. To this end, the Board of Directors
has created a number of committees to oversee the policies, standards, and
procedures of these committees.
Last but not least, I would like to express my gratitude and sincere appreciation
to all shareholders and success partners for their ongoing support and
encouragement, as well as to all members of the Board of Directors and Executive
Management, whose leadership and insight have been crucial in promoting
the company's journey toward further success, development, and growth. In
In addition, I would like to express my gratitude to all employees, at all levels, for
their unwavering devotion and dedication to the decisions and instructions of the
senior management in all situations, as well as for their support of the Company's
numerous businesses and operations, and the march of growth and prosperity.
May Allah bless us with success.

Dr. Saad bin Abdulmohsin Al Rossais
Chairman